Expense Ratio Impact Calculator
See how even a small difference in expense ratio eats into your wealth over time
Higher expense ratio eats
₹17.76 L
That's 19.4% of your wealth gone to fees
Fund A (0.30%)
₹91.42 L
Fund B (1.50%)
₹73.66 L
Growth Comparison
Year 5 -₹91,418
₹17.39 L
₹16.47 L
Year 10 -₹3.10 L
₹30.24 L
₹27.14 L
Year 15 -₹7.86 L
₹52.58 L
₹44.71 L
Year 20 -₹17.76 L
₹91.42 L
₹73.66 L
Year-by-Year Breakdown
| Year | Fund A | Fund B | Difference |
|---|---|---|---|
| Year 1 | ₹11.17 L | ₹11.05 L | ₹12,000 |
| Year 2 | ₹12.48 L | ₹12.21 L | ₹26,664 |
| Year 3 | ₹13.94 L | ₹13.49 L | ₹44,436 |
| Year 4 | ₹15.57 L | ₹14.91 L | ₹65,826 |
| Year 5 | ₹17.39 L | ₹16.47 L | ₹91,418 |
| Year 6 | ₹19.42 L | ₹18.20 L | ₹1.22 L |
| Year 7 | ₹21.70 L | ₹20.12 L | ₹1.58 L |
| Year 8 | ₹24.23 L | ₹22.23 L | ₹2.01 L |
| Year 9 | ₹27.07 L | ₹24.56 L | ₹2.51 L |
| Year 10 | ₹30.24 L | ₹27.14 L | ₹3.10 L |
| Year 11 | ₹33.77 L | ₹29.99 L | ₹3.78 L |
| Year 12 | ₹37.73 L | ₹33.14 L | ₹4.59 L |
| Year 13 | ₹42.14 L | ₹36.62 L | ₹5.52 L |
| Year 14 | ₹47.07 L | ₹40.46 L | ₹6.61 L |
| Year 15 | ₹52.58 L | ₹44.71 L | ₹7.86 L |
| Year 16 | ₹58.73 L | ₹49.41 L | ₹9.32 L |
| Year 17 | ₹65.60 L | ₹54.60 L | ₹11.00 L |
| Year 18 | ₹73.28 L | ₹60.33 L | ₹12.95 L |
| Year 19 | ₹81.85 L | ₹66.66 L | ₹15.19 L |
| Year 20 | ₹91.42 L | ₹73.66 L | ₹17.76 L |
This calculator is for illustrative purposes only. Actual returns will vary. Expense ratio is one of many factors to consider when choosing a fund.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Past performance is not indicative of future returns.