SIP Date Optimizer
Does your SIP date matter? Analyze historical returns for every date of the month using real NAV data.
Search for a fund to get started
Select a mutual fund to analyze the optimal SIP date using real historical NAV data.
The truth? The difference between the best and worst SIP date is typically less than 0.5% XIRR. What matters far more is consistency — just pick any date and stick with it. Missing even a few months of SIP has a much bigger impact than choosing the "wrong" date.
Analysis uses actual historical NAV data. Historical patterns may not predict future results. The XIRR difference between SIP dates is typically marginal (<0.5%). This tool is for educational purposes.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Past performance is not indicative of future returns.