Like reading a medical report
A fund page is like a health checkup report. The header is the patient name, the NAV chart is the vital signs trend, returns are test results, and metrics are the doctor's notes. Once you know what to look for, it takes 2 minutes to evaluate any fund.
Reading a Fund Page
Here's what each section on a MutualFundGPT fund page tells you:Fund Header — Fund name (includes AMC, category, plan type), current NAV (price per unit, updated daily), and daily change (how much the NAV moved today in ₹ and %)
NAV Chart — Toggle between 1M, 3M, 6M, 1Y, 3Y, 5Y, MAX views. An upward trend is good, but zoom out for the full picture
Returns Table — 1M/3M = short-term noise. 1Y = recent performance. 3Y/5Y = most important for comparison. Look for consistency above category average.
Key Metrics — AUM (fund size), Expense Ratio (annual fee, lower is better), Fund Manager, Benchmark, Risk Grade (SEBI riskometer)
Direct vs Regular Widget — Shows how much you save by choosing Direct. The expense ratio difference compounds significantly over time.
What to Focus On
| Period | What It Tells You |
|---|---|
| 1M, 3M | Short-term momentum (can be noisy) |
| 1Y | Recent annual performance |
| 3Y, 5Y | Medium-term consistency (most important) |
| 10Y, SI | Long-term track record |
Key Takeaway
Don't make decisions based on 1-month returns or NAV level. Focus on 3-5 year returns, expense ratio, and consistency above category average.
Red Flags on a Fund Page
Very high expense ratio (above 2%). Frequent fund manager changes. Huge AUM swings. Returns consistently below category average over 3+ years.
Your Next Step
Open any fund on our platform — like HDFC Flexi Cap — and practice reading each section with this guide.