Reading a Fund Page

When you open any fund on MutualFundGPT, here's what each section tells you:

1. Fund Header

Fund name: Includes AMC, category, plan type, and option
NAV: Current price per unit, updated daily
Daily change: How much the NAV moved today (in ₹ and %)

2. NAV Chart

Shows how the fund's NAV has moved over time
Toggle between 1M, 3M, 6M, 1Y, 3Y, 5Y, MAX views
An upward-trending chart is good, but look at the time period — zooming out reveals the full picture

3. Returns Table

Shows returns across different time periods:

Period	What It Tells You
1M, 3M	Short-term momentum (can be noisy)
1Y	Recent annual performance
3Y, 5Y	Medium-term consistency (most important)
10Y, SI	Long-term track record

What to look for: Consistent 3Y and 5Y returns above category average.

4. Key Metrics

AUM: Fund size. Very large (₹30K+ Cr) or very small (<₹100 Cr) can have implications
Expense Ratio: Annual fee. Lower is better. Direct plans are typically 0.5-1.5%
Fund Manager: The person making investment decisions
Benchmark: The index this fund is compared against
Risk Grade: SEBI's riskometer rating (Low to Very High)

5. Direct vs Regular Widget

Shows how much you save by choosing the Direct plan over Regular. The expense ratio difference compounds significantly over time.

Key Takeaway

Don't make decisions based on 1-month returns or NAV level. Focus on 3-5 year returns, expense ratio, and consistency.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Past performance is not indicative of future returns.