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Tax Planning for MF Investors

STCG, LTCG, debt fund taxation, ELSS, and tax harvesting strategies.

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1

STCG vs LTCG for Equity Funds

Short-term and long-term capital gains tax rules for equity MFs.

2

Debt Fund Taxation

Post-2023 rules: slab rate taxation with no indexation benefit.

3

The ₹1.25L LTCG Exemption

How to strategically book gains within the annual exemption.

4

Tax Harvesting Strategy

Book gains annually within exemption limit using FIFO.

5

ELSS and Section 80C

Tax-saving mutual funds compared to PPF and NPS.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Past performance is not indicative of future returns.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Past performance is not indicative of future returns.